American insights -take charge QJ
Bottom Line's Smart Consumer: "
CONSUMER ALERT! Half your loved ones are about to be stiffed by their MEDICAL INSURERS!
WHAT AN OUTRAGE! Our experts now estimate that more than half of all Americans will have their health claims and treatment requests denied by cost-cutting insurers. But you say you?re not surprised? Maybe they?ve already done it to someone you love? Well, here at Bottom Line, we?re not waiting to hear more excuses. Instead, we?re handing you all the weapons you need to bust any logjam, bypass any bureaucrat and...
Get the best health care money can buy, NO MATTER WHAT...
No matter what you make, how you?re insured, or even if you?re not insured. You?ll start by learning...
HOW TO FIGHT YOUR HMO (OR MEDICARE?!) AND WIN
They?re counting on you to throw up your hands, but keep reading and they?ll soon march to your tune. First, obtain a copy of the actual policy and demand a written notice of the denial. Now write down this phone number: 1-800-532-5274. That?s the toll-free hotline of The Patient Advocate Foundation. They?ll provide FREE support, intercede with the insurer if need be, or put you in touch with somebody local who can. See page 331 of your FREE-Preview book Bottom Line?s SMART CONSUMER for full instructions ? and do send for it now, because many policies give you as little as 30 days to appeal. And you won?t want to miss the details on how to:
GET FREE NURSING CARE for loved ones, regardless of whether they currently qualify for Medicaid. No three-year ?look back.? Demand it right now. Page 335
SAY 3 MAGIC WORDS that strike fear into any unfair insurer. You?re almost guaranteed they?ll reconsider. Page 332
MAKE THEM PAY FOR SPECIALISTS and special tre"