[FAIR Newsletter] DFAIT truth-teller at risk; Advice for Integrity Commissioner; White collar crime

Protecting the public interest

DFAIT truth-teller at risk; Advice for Integrity Commissioner; White collar crime Another courageous DFAIT truth-teller at risk? The Military Police Complaints Commission (MPCC) was formed after the shameful events that took place in Somalia in 1993, when Canadian soldiers taking part in a humanitarian mission beat to death a Somali teenager. A CBC reporter was given altered documents, leading to allegations of a cover-up, and an inquiry that was uncovering serious problems with the leadership of the mission was abruptly cut short by the government. Now Canada's military, diplomats and politicians are again coming under intense scrutiny, this time regarding Canada's possible complicity in torture in Afghanistan. The MPCC launched an investigation in February 2007 but has encountered numerous roadblocks created by the government and the Justice Department. The government has not handed over a single requested document for over a year, and the Justice Department lawyer is alleged to have intimidated into silence 21 out of 22 public servants subpoenaed by the inquiry – they have refused to testify. The exception is Richard Colvin, a senior diplomat posted in Afghanistan who since May 2006 repeatedly raised serious concerns about the handover of prisoners to Afghan police. His 16-page affidavit was unsealed on October 14. Now Colvin's testimony is likely to be heard, but his great courage in coming forward surely puts him at serious risk for reprisals. He is  undoubtedly aware of the fate of another DFAIT truth-teller, Joanna Gualtieri, who exposed something much less serious: wasteful extravagance and mismanagement of accommodations for diplomats abroad. In Ms. Gualtieri's case, not only did the department succeed in getting rid of her, but when she sued her bosses for harassment, Justice Department lawyers stepped in, dreaming up more than 10,500 questions to put to her. Incredibly, her case is now in its twelfth year with no end in sight. We will be following Richard Colvin's case and watching closely for any indications of reprisals. Read more about Richard Colvin...  and Joanna Gualtieri... Advice to the Integrity Commissioner This week's Hill Times contains a full-page article by David Hutton and David Kilgour, that offers guidance to the Public Sector Integrity Commissioner, Christiane Ouimet. FAIR proposes five steps that the Commissioner should take immediately to help restore the credibility and relevance of her office. Read full text of article... White collar crime: a problem not just for Quebec but for Canada A Quebec whistleblower claims that 80% of govenment road contracts are controlled by the mafia, while costs are 35% higher than the rest of the country. Commenting on these allegations, Antonio Nicaso, an expert in organized crime, observes that no Canadian government has ever shown a desire to look into "this grey area where criminals, politicians and businessmen get together for different reasons... I don't think in Canada there is political will or commitment to fight organized crime," Nicaso said. Read articles about white collar crime...  and organized crime... David Hutton Executive Director http://fairwhistleblower.ca/simplenews/statistics/click?nid=302&mail=holcrest@worldchat.com&url=http://fairwhistleblower.ca Federal Accountability Initiative for Reform (FAIR) promotes integrity and accountability within government by empowering employees to speak out without fear of reprisal when they encounter wrongdoing. Our aim is to support legislation and management practices that will provide effective protection for whistleblowers and hence occupational free speech in the workplace. FAIR is a registered Canadian charity. Unsubscribe from this newsletter

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Fwd: Don't Bail Out Equalization: Premiers Demanding $2 billion Annual Top Up

Monday, October 19, 2009   Equalization Bailout Looming? Reject $2 Billion A Year Demand By Premiers

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Next year federal Equalization payments to the provinces are expected to decline anywhere from 10 to 15 per cent.  As a result, some premiers are demanding the program get a giant bailout. The Harper government should reject these expensive demands.     Specifically, some premiers are seeking a guaranteed floor on equalization payments at their current levels. Doing so would commit the federal treasury – the taxpayer – to spending a minimum of $14.8 billion each year on Equalization, regardless of how provincial economies perform.    Given that payments are projected to fall between 10 and 15 per cent, an Equalization bail out would require the Harper government to top up the program between $1.5 and $2.2 billion a year. This money, unbudgeted, of course, would have to be funded through assuming more debt, taking $2 billion a year from other programs or raising taxes. None of these is a wise choice.     Of course, rejecting these demands will be politically difficult for the Quebec-seat-starved Conservative government, given that over 56 per cent of all Equalization money goes to Quebec.     Equalization payments are projected to decline because payments are based on a complicated formula driven in part by the provincial government revenues of strong provincial economies. So, when the economies of former powerhouses like Alberta and Ontario falter, so too do Equalization payments.     The bottom line is that the federal government is already running a deficit projected to be $56 billion this year and $34 billion next year. In five years over $170 billion more will be added to the federal debt. Over the next four years, an Equalization bailout would add another $8 billion to this figure. The first step on the path to reversing this debt trend is to say 'no' to new requests for funds.     Equalization isn't like most other program. Its costs, payments, are designed to fluctuate based on relative performance of the provinces. When large strong provinces do well economically, payments rise. And rise they have. Payments have grown from a total of $8.6 billion in 2003-04 to today's high of $14.8 billion – a 72 per cent increase in six years. Equally, when large strong provinces don't do well economically, payments should decline.     Despite premiers knowing this fact, recipient provinces have refused to prepare for a decline in payments. As a result they are begging the federal government to bail out the program. Taxpayers should not reward this poor planning by running up more federal debt.   This new demand to keep Equalization payments at these all-time high levels may either pit east against west or may cost taxpayers even more.   British Columbia, Alberta and Saskatchewan don't receive Equalization payments. Their premiers either will band together to oppose this program bailout or they will trade their acquiescence to a guaranteed floor on payments for some other expensive sop.     They reasonably could argue that a federal bailout would siphon even more federal general revenues east, especially to Quebec. In essence western taxpayers would further subsidize a $7-a-day daycare program in Quebec, for example. Western premiers will want this stopped or will demand 'their fair share' in exchange.     In turn, Quebec will be demanding that payments be guaranteed not to dip below their current $8.4 billion, which has grown from $4.1 billion in 2003-04.   With the Harper government craving more seats in Quebec saying 'no' to this demand will be difficult. However, no one every said that leadership, or the road to economic recovery would be easy. For the sake of taxpayers, the first step is saying 'no' to an Equalization bailout.      — 30 —   For further information:   Please contact Kevin Gaudet, Federal Director, Canadian Taxpayers Federation: 1-613-234-6554 or (416) 725-0501 (cell).     'Let's Talk Taxes' is a free commentary provided every two weeks to media outlets and opinion leaders by the Canadian Taxpayers Federation (CTF).  The CTF is Canada's leading non-partisan citizens' advocacy group fighting for lower taxes, less waste and accountable government.  Founded in 1990, the CTF has 68,000 supporters and 7 offices across Canada.  The CTF is funded by free-will, non tax-receiptable contributions.      Permission is freely granted to reprint or broadcast this material with appropriate attribution to the CTF and author.    Contact: Suite 1140 - 2255 B Queen St. East, Toronto, Ontario, M4E 1G3 email: kgaudet@taxpayer.com website: www.taxpayer.com

This message was sent from CTF-Kevin Gaudet to backtoeden.ontario@gmail.com. It was sent from: Canadian Taxpayers Federation, 105 - 438 Victoria Ave E., Regina, SK S4N 0N7, Canada. You can modify/update your subscription via the link below. Email Marketing by

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Brant-Knights of Columbus

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pass it on and comment please



Blog: Brant-Knights of Columbus



Link: http://brant-knightsofcolumbus.blogspot.com/2009/10/insights-and-brain-jogs-challenges-how.html



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more rules with less funding

"Meanwhile, the government has increased its expectations of CASs, adding dozens of standards and directives on everything from how to investigate to how often children in care meet with staff.
'The ministry is not funding us at a level to meet the standards,' Stephens said."


Why not fund it with the e-health fiascoe money -discusted Pr

Q-jumpers-The Health Myth Busters: Incompetence at any level is sickening

Q-jumpers-The Health Myth Busters: Incompetence at any level is sickening The FEDS have e-health crisis too !

Sunridge – Back to Eden - A Personal Care Option..

Sunridge – A Back to Eden lifestyle

Brantford, Ontario

A touch of heaven on earth-We believe in the

"4 C's of excellent care

Community of peers-Cozy, Caring, Comfortable

A private exclusive retirement estate community with a 20 year 24/7 care tradition

The Sunridge Personal Care Community is located in beautiful Brantford, Ontario. Our personal care facility combines the convenience and care seniors need with the independence and self dignity they cherish.

Sunridge is a personal care retirement community designed to provide independent living through level 5 care. Our private or shared epc-units are available for rent on a month-to-month basis, with no leases or buy-in fees. The monthly rent includes a wide variety of amenities and services.

To assure outstanding service to all of our residents, a personalized care plan is created for each one. Because this care plan focuses on the needs and preferences of the specific individual, the resident pays only for the services that he or she needs.

Photo Gallery:

Click the photos for a better view. If you like what you see, call (519) 754-0018 to schedule a personal tour and complimentary meal.

Exterior Features:

Sunridge Estate Manor

Back to Eden grounds

cozy,caring,comfortabe Excellent 24/7 friendly care

Community Features: Small, intimate, customized personal care ……. a special healing place .......with a Back to Eden philosophy and in a natural environment that is non-institutional and that offers self dignity and creative expression to its client participants.

Amenities

Among the many amenities, you will find gracefully designed common areas and beautifully landscaped grounds to enjoy when friends or family visit. Our elegant dining room serves three delicious, natural home prepared meals each day.

Community Amenities:

• Complimentary laundry facilities
  
• Private family dining room
  
• TV lounge
  
• Activity room
  
• Library
  
• Outdoor patios with seating
  
• Wheelchair accessible
  
• Pet therapy

Unit Amenities:

• Spacious semi-private studio, studio, one-bedroom units
  
• Customize your space with microwave, refrigerator, and cabinets
  
• All utilities (except telephone)
  
• Emergency call system
  
• Individually controlled heating and air conditioning
  
• Expanded television
  
• Computer access

Services

Basic Services Included in Rent:

• Health services staff on duty 24-hours a day
  
• Licensed nurse on-duty every day
  
• Three home cooked meals per day
  
• Full activity program – gardening and private park fun
  
• Fitness program /gardening programs
  
• Enjoyable excursions and day trips
  
• Weekly housekeeping
  

• Scheduled local transportation

Personal Services

In addition to our basic services, you can choose from a variety of personal services according to your individual needs and preferences. In this way, a personal care plan is created with resident, family, and staff input. Because it focuses exclusively on your needs and preferences, you only pay for services you require. Examples of personal services include:

• Management of health conditions such as high blood pressure, Diabetes, and Parkinson's
  
• Medication management and administration

• Vital sign and weight monitoring
  
• Pain control management
  
• Blood sugar testing and insulin administration
  
• Safety checks
  
• Assistance with transfers and mobility
  
• Wound care management
  
• Assistance with bathing, dressing, and grooming

Our kind and compassionate staff is here to meet your needs.

Comfortable – affordable prices

Sunridge offers more value and independence for your budget

Plus a non institutional country estate "Back to Eden" lifestyle and setting

facility 2008	Single/ private	Shared /semi	Respite
CCAC information	from	from	from
Sunridge	$1250-$1500	$1000	$50
Versa Care	$2156-2539	$1824	$59/day-$68/day
Telfer Place	$2428	$1872
Riverview	$1995	$1550
Charlotte Villa	$1677-3111```	$1922
Amberlea	$1910-2100```	$1310
Pen Marvin	$1450-1650```	$1275
Tranquility Place	$2200-2450```
Terrace Park	$1550-2050```	$1150
Sheridan	$1150-1475```	$1100

Our brochure – Sunridge Brant County , Ontario.

If you would like you to join our community of peers or have any questions.

Please contact us at mailto:backtoeden.ontario@gmail.com

About us--quick facts and location

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Our promise to our peers

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Our 24/7 Care Services

Fwd: Let's Get Fiscal with Budgetball!

After the Ontario auditors report everyone should be motivated to play budgetball. What could you have done with a Billion dollars in mispent health care money ? Anyone want to play?

Friday, 09 October, 2009   Let's Get Fiscal with Budgetball!

You are receiving this FREE commentary from the Federal division of the Canadian Taxpayers Federation (CTF) because you have received CTF news releases and commentaries in the past.    If you wish to unsubscribe, please use the link at the bottom of this e-mail.

In the United States there is a new game growing in popularity that combines financial learning and physical exercise. It is called Budgetball. Given the state of our federal and provincial finances, it is time Budgetball came to Canada.   Budget Ball. It is more than just a mental game. It is a way to learn how to manage money. Budgetball is an active sport of quick passes, tough defense, and bold comebacks designed to increase awareness of the national debt and reward strategic thinking and collaborative problem-solving around the issues of fiscal responsibility.     The game is played between two teams of 6 to 10 people on an area roughly the size of a basketball court. In order to win, players must use compromise and persuasion to achieve a consensus about debt and savings. During a game, teams score points by passing the ball to a player in the end zone, while strategically managing their Budgetbucks. Budgetbucks may be borrowed, earned or spent by taking advantages such as an extra offensive player or by taking team sacrifices such as wearing oven mitts during play. To win, a team must creatively and responsibly use debt and savings to gain sufficient advantage over their opponents and score more points.   Financial literacy may sound boring but it is an important topic that our federal Finance Minister has chosen to work on – trying to help improve knowledge levels on financial issues. In Budget 2009 he announced that he would establish measures to help consumers of financial products, including launching a task force on financial literacy. The Task Force on Financial Literacy will make recommendations on improving the coordination of financial literacy efforts, outlining a national strategy.     Financial literacy is an important life skill. Canadians make financial decisions throughout their lives, many of which involve significant risks and rewards. Improving financial literacy helps consumers act knowledgeably and with confidence in managing their personal financial affairs. Informed consumer decision-making, in turn, contributes to the maintenance of a well-functioning and stable financial system and a stronger economy.   Simply put, the better one learns to manage one's own finances the better the economy can work as a whole. When people don't do a good job of managing their own finances it can have dire consequences. Look at the recent financial meltdown in the U.S., for example.   One of the large and underreported drivers of the recession in Canada, and especially in the United States, is the large amount of debt taken on by individuals. With stronger financial literacy people would likely assume less risky and less total debt than they have in the past decades. As well, people would better understand the impacts of large government deficits and growing debt loads.     Reversing the trend of growing debt is important. There are numerous initiatives currently underway to improve financial literacy in Canada. All levels of government and many private sector and non-profit organizations are supporting financial education. For example, there are in-school education programs in certain provinces and budget counseling provided by many volunteer organizations.     In typical government fashion the federal Task Force will conduct consultations and meet with experts in order to develop recommendations and to issue a report in the fall of 2010.     In stark contrast to this government approach, Budget Ball is gaining popularity in the United States. It is being championed by a coalition of not-for-profits groups led by the National Academy of Public Administration. There have been tournaments played on university and college campuses across the country. Even Las Vegas junior high school teachers have held a tournament to increase their financial literacy.   By playing Budget Ball students gain financial knowledge while playing a sport. Minister Flaherty should add 'getting fiscal' into his financial literacy plan.    — 30 —   For further information:   Please contact Kevin Gaudet, Federal Director, Canadian Taxpayers Federation: 1-877-267-3218 or (416) 725-0501 (cell).     'Let's Talk Taxes' is a free commentary provided every two weeks to media outlets and opinion leaders by the Canadian Taxpayers Federation (CTF).  The CTF is Canada's leading non-partisan citizens' advocacy group fighting for lower taxes, less waste and accountable government.  Founded in 1990, the CTF has 68,000 supporters and 7 offices across Canada.  The CTF is funded by free-will, non tax-receiptable contributions.      Permission is freely granted to reprint or broadcast this material with appropriate attribution to the CTF and author.    Contact: Suite 1140 - 2255 B Queen St. East, Toronto, Ontario, M4E 1G3 email: kgaudet@taxpayer.com website: www.taxpayer.com

This message was sent from CTF-Kevin Gaudet to backtoeden.ontario@gmail.com. It was sent from: Canadian Taxpayers Federation, 105 - 438 Victoria Ave E., Regina, SK S4N 0N7, Canada. You can modify/update your subscription via the link below. Email Marketing by

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Back to Eden communities
Sunridge -261 Oakhill Drive, Brantford
New Beginnings -23 Richards Ridgetown

backtoeden.ontario@gmail.com
www.backtoeden.bravehost.com
"Building elder peer communities that are cozy,caring and comfortable" -quality 24/7 care

Fwd: [FAIR Newsletter] Industry Observers Rain Criticism On Transport Canada

---------- Forwarded message ----------
From: FAIR (Federal Accountability Initiative for Reform) <newsletter@fairwhistleblower.ca>
Date: Sun, Oct 4, 2009 at 5:50 PM
Subject: [FAIR Newsletter] Industry Observers Rain Criticism On Transport Canada
To: holcrest@worldchat.com

Industry Observers Rain Criticism On Transport Canada The government's oversight of Canadian aviation has come under intense scrutiny this week, as the concerns of industry critics and whistleblowers were aired in the media. Two investigative reports dealt body blows to the repeated reassurances about safety that have been given by Transport Canada and by Transport Minister John Baird. The Fifth Estate The first blow was the Fifth Estate documentary "Riding On Risk", an investigation of several cases that exemplify the government's lax oversight of the industry. The broadcast featured air safety campaigner Kirsten Stevens and whistleblower Hugh Danford, as well as several participants in the Air Safety Roundtable:  whistleblowers Ian Bron, Kevin Gauther and Kirsten Brazier; and Greg Holbrook, former National Chairman of the Canadian Federal Pilots Association. Some memorable quotes: "Whistleblower protection under the federal legislation is a joke and everybody knows it. I would be crucified by the federal government and I'd never get employment anywhere... My life would be ripped apart." – A Transport Canada inspector who has complained internally about air safety violations, right up to the Prime Minister, but is too frightened to speak out publicly. "We cannot say anything about the issues surrounding this event except what is on the public record" – Sam Garito's union representative explains why the security inspector can say virtually nothing on camera. Garito's diligence as an inspector exposed the ineffectiveness of baggage screening in Pearson airport. He was charged with weapons offences and had to spend his savings on legal fees to prove his innocence. His settlement with the government includes a gag order so that he can say nothing about what actually happened. "I'm the minister at Treasury Board who brought in whistleblower protection. You know.. the buck stops here… we do everything we reasonably can to keep airports safe." – Transport Minister John Baird, who told the senate in 2006 that his legislation was the "Mount Everest" of whistleblower protection. See David Hutton's comment on why Mr. Baird has no reason to boast about this. Watch the full documentary on CBC's website: Riding on Risk The Walrus The second blow was a 9-page exposé in the Walrus, which lays out clearly the story of how the government, apparently in an attempt to save money and avoid liability, has progressively handed over its oversight responsibilities to industry. The author, Carol Shaben, has good reason to be interested in air safety: her father, cabinet minister Larry Shaben was one of three survivors of a 1984 plane crash that killed six people, including Alberta NDP leader Grant Notley. Some memorable quotes: "This is an absolute fabrication"– Justice Virgil Moshansky, the internationally-respected aviation authority, commenting on Transport Canada's claim that its implementation of Safety Management Systems (SMS) adds "another layer of safety". Moshansky, a long-time pilot himself, is the judge who conducted an extensive public inquiry into Canada's aviation system following the 1989 crash of an Air Ontario jet near Dryden, Ontario. His landmark 1,712-page report called for numerous changes and vaulted Canada into the forefront of air safety: a position which he believes has since been severe eroded. "I run into burning buildings now, and I think my new career is much safer" – former air-taxi-service pilot Erik Vogel, reflecting on his new career as a firefighter. Vogel, a rookie pilot at the time, was pressured into flying into dangerous weather conditions in an aircraft with serious known defects, leading to a crash that killed six passengers. Vogel believed that he had to fly or lose his job: thirty-three pilots had quit or been fired by his employer during the previous year. "Transport Canada lied to Parliament" – Hugh Danford, a former safety inspector, commenting on Transport Canada's claim that a $690,000 report commissioned from consulting firm DMR was a comprehensive review of the department's safety oversight program, which had been found to be wanting. In other words, Transport Canada misled lawmakers by telling them that it was addressing the known problems in its oversight system. Read the complete article: Fly At Your Own Risk David Hutton Executive Director FAIR (Federal Accountability Initiative for Reform) http://fairwhistleblower.ca Federal Accountability Initiative for Reform (FAIR) promotes integrity and accountability within government by empowering employees to speak out without fear of reprisal when they encounter wrongdoing. Our aim is to support legislation and management practices that will provide effective protection for whistleblowers and hence occupational free speech in the workplace. FAIR is a registered Canadian charity. Unsubscribe from this newsletter

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Back to Eden communities
Sunridge -261 Oakhill Drive, Brantford
New Beginnings -23 Richards Ridgetown

backtoeden.ontario@gmail.com
www.backtoeden.bravehost.com
"Building elder peer communities that are cozy,caring and comfortable" -quality 24/7 care

Fwd: National editorial praises Canadian Taxpayers Federation

---------- Forwarded message ----------
From: Canadian Taxpayers Federation <taxaction@taxpayer.com>
Date: Fri, Oct 2, 2009 at 5:27 PM
Subject: National editorial praises Canadian Taxpayers Federation
To: backtoeden.ontario@gmail.com

You are receiving this e-mail because you have either signed a CTF-sponsored petition on-line or contributed financially to the CTF in the past. If you do not want to receive further information from the CTF please click "Manage my Subscription" at the bottom of this e-mail. Otherwise, please add taxaction@taxpayer.com to your address book. Our privacy policy is available here. We are a non-partisan citizens' group dedicated to lower taxes, less waste and accountable government.

 

National editorial praises CTF's warning on deficit spending Hey: we're really excited to share the following editorial that appeared in Sun newspapers across Canada October 1st! We've got a long way to go before politicians get he message that deficit spending does not work; but the message is getting out there! Thanks for your support. Seeing red over debt? Canadian Taxpayers Federation says politicians painting too rosy a picture By GREG WESTON A national taxpayers' group is sounding the alarm to man the dikes against a growing tidal wave of government debt that threatens to swamp the country in a sea of red ink. The Canadian Taxpayers Federation suggests federal politicians of all stripes should give their heads a shake for government running up record deficits with no apparent end game. Federation director Kevin Gaudet takes a slap at Prime Minister Stephen Harper for "boasting that Canadians need not worry about the massive debt being racked up -- Canada is better positioned than other nations to weather the storm."     The taxpayers' watchdog takes an equally critical swing at Liberal Leader Michael Ignatieff who "deplores that the money isn't being spent fast enough." Gaudet's main criticism is the Conservative government's painting a rosy picture of so much red on the national balance sheet is misleading. For instance, the Harper government gloats that the current federal debt of about $500 billion, relative to the size of the overall economy, isn't any worse than most industrialized countries. But add in all the debt of the provinces, territories and municipalities, and Canadian taxpayers are on the hook for close to $1 trillion, or roughly $33,000 for every man, woman and child in the country. What does all that mean to the average Canadian family? $50 billion It means Canadians this year will pay somewhere around $50 billion in interest on the total debt so far accumulated by all levels of government. That works out to an average interest charge of about $1,400 per person. Put another way, a third of all the personal income tax collected by the feds this year would barely cover the interest payments on the national debt the Harper government says is nothing to worry about. If all goes to current Conservative plan, the situation is only going to get a lot worse before it gets any better. Since 2005, Canadian taxpayers have paid down about $37 billion of federal debt. This year alone, the Harper government is projecting it will wipe out all those gains and then some. Over the next four years, most analysts are predicting annual federal deficits could easily add $200 billion to the national debt, an overall increase of about 40%. For nice round numbers, think about cutting cheques for a couple thousand bucks for each member of your family -- all just to pay the interest on public debt. Unfortunately, the end of the recession and a return of the good times will also inevitably mean interest rates rising again, hitting taxpayers with even higher borrowing costs on all that public debt. If all that doesn't ruin your day, the taxpayers' fed has another timely reminder: "Today's borrowing binge is taking place just before an inevitable budget crunch caused by pension and health care costs of an aging population." But, hey. We're better off than most countries. Honest.

TaxAction is an issues and action update sent to supporters of the CTF. For inquiries or changes: e-mail us at admin@taxpayer.com, phone 1-800-667-7933, fax 1-800-465-4464, or write 105-438 Victoria Ave. E., Regina, Sask. S4N 0N7. Visit the CTF's website at www.taxpayer.com for additional material and daily updates.

This message was sent from Canadian Taxpayers Federation to backtoeden.ontario@gmail.com. It was sent from: Canadian Taxpayers Federation, 105 - 438 Victoria Ave E., Regina, SK S4N 0N7, Canada. You can modify/update your subscription via the link below. Email Marketing by

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Back to Eden communities
Sunridge -261 Oakhill Drive, Brantford
New Beginnings -23 Richards Ridgetown

backtoeden.ontario@gmail.com
www.backtoeden.bravehost.com
"Building elder peer communities that are cozy,caring and comfortable" -quality 24/7 care